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Bad
Credit - Credit
cards
For people with a bad credit history
No one has an automatic right to credit, but if you
are refused on the basis of your credit rating you can tackle the problem.
Most High Street lenders will make a decision on whether or not to
grant you credit on the basis of information supplied by the country's
two leading credit reference agencies -
These two firms compile credit histories from a host of different
sources, including the electoral roll, county court judgments
and how effectively past debts have been paid.
You record will be flagged up if you have had an abnormal
number of credit checks carried out - everything from buying
a freezer on an interest-free deal to opening a new credit
card will leave an electronic footprint in your credit history.
Hence finding a card can sometimes be a struggle. We have found
two cards that understand not everyones has been bad on purpose.
Capital
One MasterCard
Apply
for the new Capital One MasterCard and help strengthen your credit
history. You can enjoy:
No Annual Fee
Great choice of plastic designs
Credit limit
between £200 and £2,500
Low monthly payments
Instant cash from any cash machine that displays the MasterCard
sign