Virgin Loans

7.9% typical APR on a Virgin Personal Loan if you apply today – quick decisions, rapid cash, slashed interest rates.

Your Loan, Your Choice
You can apply for a Virgin Personal Loan online. You choose what to spend it on. And you decide whether to protect your repayments or not.

Quick decisions
Apply online and you can usually ecpect our decision within 24 hours.

Rapid cash
Once you application’s been accepted we’ll send you a form to sign. When we get that back, you’ll get the money five working days later. If you need it quicker, just let us know.

Virgins loan support
The team are available 24 hours a day, 7 days a week, 365 days a year.

Virgin Loan FAQ

Who can apply?
How do I apply?
How much can I borrow?
What interest rate will apply?
What’s an APR?
Will the interest rate change?
How long can I take to repay?

Who can apply?
If you’re 18 or over and a UK resident, YOU can. top

How do I apply?
You can apply online now - and if you get the green light we aim to tell you the next working day. top

How much can I borrow?
Anything between £2,000 and £25,000. Just pick an amount that’s high enough to cover what you need, and low enough for you to pay it off as easily as you can. top

What interest rate will apply?
10.9% APR for loans from £2,000 to £5,999
7.9 % APR for loans from £6,000 to £25,000 top

What’s an APR?
It's the percentage rate your loan will cost you each year, including all charges. top

Will the interest rate change?
Definitely not. It’s guaranteed to stay the same throughout your loan. So you won’t get any nasty surprises, whatever happens to interest rates in the future. top

How long can I take to repay?
Anywhere between 12 and 60 months. Pick a term that’s long enough for your repayments to be affordable, but short enough to let you pay the money back as quickly as you can, that way you'll pay less interest over time. top

Apply for a virgin loan